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	<title>Comments for The Helpful Hands Foundation Foreclosure Counseling Assistance Program</title>
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	<description></description>
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		<item>
		<title>Comment on Penny Wirt &#8211; Regional Director by admin</title>
		<link>http://www.thhf.org/blog/2008/08/penny-wirt/comment-page-1/#comment-3024</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Sun, 07 Mar 2010 23:25:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.thhf.org/blog/?p=197#comment-3024</guid>
		<description>Penny, God bless you. You are an angel, because you&#039;re working so hard on my case, I thank you from the bottom of heart.

R. Torres</description>
		<content:encoded><![CDATA[<p>Penny, God bless you. You are an angel, because you&#8217;re working so hard on my case, I thank you from the bottom of heart.</p>
<p>R. Torres</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Michelle Kosicki &#8211; Regional Director by admin</title>
		<link>http://www.thhf.org/blog/2008/08/michelle-kosicki/comment-page-1/#comment-3022</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Sun, 07 Mar 2010 14:27:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.thhf.org/blog/?p=177#comment-3022</guid>
		<description>Without question, this lady is the most kind and remarkable person who helped when no one else would.  I want to make sure that I could reach the head of your organization to express my gratitude and give a glowing report on her skills, kindness, and caring and profess my sincere &quot;thank-You&quot;

W.W. HATCHER, JR.</description>
		<content:encoded><![CDATA[<p>Without question, this lady is the most kind and remarkable person who helped when no one else would.  I want to make sure that I could reach the head of your organization to express my gratitude and give a glowing report on her skills, kindness, and caring and profess my sincere &#8220;thank-You&#8221;</p>
<p>W.W. HATCHER, JR.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Nelyza Garcia &#8211; Regional Director by admin</title>
		<link>http://www.thhf.org/blog/2008/08/nelyza-garcia/comment-page-1/#comment-3017</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Wed, 03 Mar 2010 12:48:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.thhf.org/blog/?p=172#comment-3017</guid>
		<description>BANK OF AMERICA – Loan Workout in FLORIDA 01/04/2010

Lender: BANK OF AMERICA
Arrears: 12 months behind
Past due: $23,668.29
(We’ve been working with this homeowners’ case since February 2009)

Previous Monthly Payment: $1,579.29
Taxes and Insurance: $457.45
Total Monthly payment: $2,036.74

Homeowner was approved for the following trial plan:

Trial Payment: $1,481.80 (includes Taxes and Insurance)

Total Monthly saving: $554.94

After trial plan homeowner will be placed on a permanent modification.</description>
		<content:encoded><![CDATA[<p>BANK OF AMERICA – Loan Workout in FLORIDA 01/04/2010</p>
<p>Lender: BANK OF AMERICA<br />
Arrears: 12 months behind<br />
Past due: $23,668.29<br />
(We’ve been working with this homeowners’ case since February 2009)</p>
<p>Previous Monthly Payment: $1,579.29<br />
Taxes and Insurance: $457.45<br />
Total Monthly payment: $2,036.74</p>
<p>Homeowner was approved for the following trial plan:</p>
<p>Trial Payment: $1,481.80 (includes Taxes and Insurance)</p>
<p>Total Monthly saving: $554.94</p>
<p>After trial plan homeowner will be placed on a permanent modification.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Willie Folks II by The Helpful Hands Foundation Foreclosure Counseling Assistance Program &#187; Blog Archive &#187; The Helpful Hands Foundation Counselors</title>
		<link>http://www.thhf.org/blog/2010/03/willie-folks/comment-page-1/#comment-3015</link>
		<dc:creator>The Helpful Hands Foundation Foreclosure Counseling Assistance Program &#187; Blog Archive &#187; The Helpful Hands Foundation Counselors</dc:creator>
		<pubDate>Tue, 02 Mar 2010 03:12:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.thhf.org/blog/?p=5532#comment-3015</guid>
		<description>[...] Rudolph Harris &#160;&#160;&#160;&#160;- Margarett Scott &#160;&#160;&#160;&#160;- Willie Folks &#8211; HI &#160;&#160;&#160;&#160;- Jenna Folks &#8211; HI &#160;&#160;&#160;&#160;- Carmen Perez [...]</description>
		<content:encoded><![CDATA[<p>[...] Rudolph Harris &nbsp;&nbsp;&nbsp;&nbsp;- Margarett Scott &nbsp;&nbsp;&nbsp;&nbsp;- Willie Folks &#8211; HI &nbsp;&nbsp;&nbsp;&nbsp;- Jenna Folks &#8211; HI &nbsp;&nbsp;&nbsp;&nbsp;- Carmen Perez [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Margarett Scott by The Helpful Hands Foundation Foreclosure Counseling Assistance Program &#187; Blog Archive &#187; The Helpful Hands Foundation Counselors</title>
		<link>http://www.thhf.org/blog/2010/03/margarett-scott/comment-page-1/#comment-3014</link>
		<dc:creator>The Helpful Hands Foundation Foreclosure Counseling Assistance Program &#187; Blog Archive &#187; The Helpful Hands Foundation Counselors</dc:creator>
		<pubDate>Tue, 02 Mar 2010 03:08:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.thhf.org/blog/?p=5529#comment-3014</guid>
		<description>[...] JC Brantley &#160;&#160;&#160;&#160;- Rudolph Harris &#160;&#160;&#160;&#160;- Margarett Scott &#160;&#160;&#160;&#160;- Willie Folks &#8211; HI &#160;&#160;&#160;&#160;- Jenna Folks &#8211; HI [...]</description>
		<content:encoded><![CDATA[<p>[...] JC Brantley &nbsp;&nbsp;&nbsp;&nbsp;- Rudolph Harris &nbsp;&nbsp;&nbsp;&nbsp;- Margarett Scott &nbsp;&nbsp;&nbsp;&nbsp;- Willie Folks &#8211; HI &nbsp;&nbsp;&nbsp;&nbsp;- Jenna Folks &#8211; HI [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Ana Pedroza &#8211; Regional Director by admin</title>
		<link>http://www.thhf.org/blog/2008/08/ana-pedroza/comment-page-1/#comment-3013</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Mon, 01 Mar 2010 13:35:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.thhf.org/blog/?p=186#comment-3013</guid>
		<description>HOME EQ – Loan Workout in FLORIDA 01/03/2010

Lender: HOME EQ
Arrears: 11 months behind
(We’ve been working with this homeowners’ case since February 2009)

Previous Monthly Payment: $1,155.81 (included escrows)

Homeowner was approved for the HAMP trial plan:

Trial Payment: $601.77

Homeowner was very happy with our help.</description>
		<content:encoded><![CDATA[<p>HOME EQ – Loan Workout in FLORIDA 01/03/2010</p>
<p>Lender: HOME EQ<br />
Arrears: 11 months behind<br />
(We’ve been working with this homeowners’ case since February 2009)</p>
<p>Previous Monthly Payment: $1,155.81 (included escrows)</p>
<p>Homeowner was approved for the HAMP trial plan:</p>
<p>Trial Payment: $601.77</p>
<p>Homeowner was very happy with our help.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Ana Pedroza &#8211; Regional Director by admin</title>
		<link>http://www.thhf.org/blog/2008/08/ana-pedroza/comment-page-1/#comment-3012</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Mon, 01 Mar 2010 13:35:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.thhf.org/blog/?p=186#comment-3012</guid>
		<description>SPS – Loan Workout in FLORIDA 01/03/2010

Lender: SPS
Arrears: 20 months behind
(We’ve been working with this homeowners’ case since November 2008)

Previous Monthly Payment: $1,375.29
Previous Interest Rate: 8%
Taxes and Insurance: $357.39
Total Monthly Payment: $1,795.78

Homeowner was approved for the HAMP trial plan: (no deposit required)

Trial Payment: $1,438.39 includes Taxes and Insurance
Upon completion of trial plan, past due balance will be split in half.</description>
		<content:encoded><![CDATA[<p>SPS – Loan Workout in FLORIDA 01/03/2010</p>
<p>Lender: SPS<br />
Arrears: 20 months behind<br />
(We’ve been working with this homeowners’ case since November 2008)</p>
<p>Previous Monthly Payment: $1,375.29<br />
Previous Interest Rate: 8%<br />
Taxes and Insurance: $357.39<br />
Total Monthly Payment: $1,795.78</p>
<p>Homeowner was approved for the HAMP trial plan: (no deposit required)</p>
<p>Trial Payment: $1,438.39 includes Taxes and Insurance<br />
Upon completion of trial plan, past due balance will be split in half.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Ana Pedroza &#8211; Regional Director by admin</title>
		<link>http://www.thhf.org/blog/2008/08/ana-pedroza/comment-page-1/#comment-3011</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Mon, 01 Mar 2010 13:35:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.thhf.org/blog/?p=186#comment-3011</guid>
		<description>BANK OF AMERICA – Loan Workout in FLORIDA 01/03/2010

Lender: BANK OF AMERICA
Arrears: 15 months behind
(We’ve been working with this homeowners’ case since November 2008)

Previous Monthly Payment: $1,284.65

Homeowner was approved for the HAMP trial plan: (no deposit required)

Trial Payment: $729.83 includes Taxes and Insurance
Upon completion of trial plan, past due late charges will be waived.</description>
		<content:encoded><![CDATA[<p>BANK OF AMERICA – Loan Workout in FLORIDA 01/03/2010</p>
<p>Lender: BANK OF AMERICA<br />
Arrears: 15 months behind<br />
(We’ve been working with this homeowners’ case since November 2008)</p>
<p>Previous Monthly Payment: $1,284.65</p>
<p>Homeowner was approved for the HAMP trial plan: (no deposit required)</p>
<p>Trial Payment: $729.83 includes Taxes and Insurance<br />
Upon completion of trial plan, past due late charges will be waived.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Ana Pedroza &#8211; Regional Director by admin</title>
		<link>http://www.thhf.org/blog/2008/08/ana-pedroza/comment-page-1/#comment-3010</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Mon, 01 Mar 2010 13:34:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.thhf.org/blog/?p=186#comment-3010</guid>
		<description>VERICREST – Private Lender Loan Workout in FLORIDA 01/03/2010

Lender: VERICREST (private lender) not on HAMP
Arrears: 6 months behind

Previous Monthly Payment: $1,134.00 (included Taxes and Insurance)
Previous Interest Rate: 8.99%

Homeowner was approved for the following:

Terms were modified for the next two years after which period the account will be re-evaluated.

New Monthly Payment: $782.78 (includes Taxes and Insurance)
New Interest Rate: 4.365%</description>
		<content:encoded><![CDATA[<p>VERICREST – Private Lender Loan Workout in FLORIDA 01/03/2010</p>
<p>Lender: VERICREST (private lender) not on HAMP<br />
Arrears: 6 months behind</p>
<p>Previous Monthly Payment: $1,134.00 (included Taxes and Insurance)<br />
Previous Interest Rate: 8.99%</p>
<p>Homeowner was approved for the following:</p>
<p>Terms were modified for the next two years after which period the account will be re-evaluated.</p>
<p>New Monthly Payment: $782.78 (includes Taxes and Insurance)<br />
New Interest Rate: 4.365%</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Ana Pedroza &#8211; Regional Director by admin</title>
		<link>http://www.thhf.org/blog/2008/08/ana-pedroza/comment-page-1/#comment-3009</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Mon, 01 Mar 2010 13:34:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.thhf.org/blog/?p=186#comment-3009</guid>
		<description>BANK OF AMERICA – Loan Workout in FLORIDA 01/03/2010

Lender: BANK OF AMERICA
Arrears: 11 months behind
(We’ve been working with this homeowners’ case since February 2009)

Previous Monthly Payment: $1,333.47 (included Taxes and Insurance)
Previous Interest Rate: 9.5%

Homeowner was approved for the following:

New Monthly Payment: $1,089.24 (includes Taxes and Insurance)
New Interest Rate: 6% for the remaining 315 months.

Past due will be added to the back of the loan. Homeowner is very happy.</description>
		<content:encoded><![CDATA[<p>BANK OF AMERICA – Loan Workout in FLORIDA 01/03/2010</p>
<p>Lender: BANK OF AMERICA<br />
Arrears: 11 months behind<br />
(We’ve been working with this homeowners’ case since February 2009)</p>
<p>Previous Monthly Payment: $1,333.47 (included Taxes and Insurance)<br />
Previous Interest Rate: 9.5%</p>
<p>Homeowner was approved for the following:</p>
<p>New Monthly Payment: $1,089.24 (includes Taxes and Insurance)<br />
New Interest Rate: 6% for the remaining 315 months.</p>
<p>Past due will be added to the back of the loan. Homeowner is very happy.</p>
]]></content:encoded>
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