Comments for The Helpful Hands Foundation Foreclosure Prevention Counseling Program http://www.thhf.org/blog Free Foreclosure Couseling: 407-366-3999 Fri, 10 Sep 2010 04:15:14 +0000 hourly 1 http://wordpress.org/?v=3.3.1 Comment on H.R. 3221: Foreclosure Prevention Act of 2008 by The Helpful Hands Foundation Foreclosure Counseling Assistance Program » Blog Archive » Thirty Cents On the Dollar http://www.thhf.org/blog/hr-3221-foreclosure-prevention-act-of-2008/comment-page-1/#comment-3081 The Helpful Hands Foundation Foreclosure Counseling Assistance Program » Blog Archive » Thirty Cents On the Dollar Fri, 09 Apr 2010 22:29:33 +0000 http://www.thhf.org/blog/?p=90#comment-3081 [...] · National Foreclosure Information · Promissory Note Discovery · Rescind Your Mortgage · Truth In Lending Act – PDF · Mortgage Forgiveness Debt Relief · Foreclosure Dismissal · RESPA ACT – Loan Regulations · Free Credit Repair Information · Foreclosure Workshops · Weekly Newsletters · Foundation Counselor Team · Foreclosure Counseling Assistance · Foreclosure Prevention Act of 2008 [...] [...] · National Foreclosure Information · Promissory Note Discovery · Rescind Your Mortgage · Truth In Lending Act – PDF · Mortgage Forgiveness Debt Relief · Foreclosure Dismissal · RESPA ACT – Loan Regulations · Free Credit Repair Information · Foreclosure Workshops · Weekly Newsletters · Foundation Counselor Team · Foreclosure Counseling Assistance · Foreclosure Prevention Act of 2008 [...]

]]> Comment on Foreclosure Prevention Counseling Assistance by The Helpful Hands Foundation Foreclosure Counseling Assistance Program » Blog Archive » Thirty Cents On the Dollar http://www.thhf.org/blog/foreclosure-counseling-assistance/comment-page-1/#comment-3080 The Helpful Hands Foundation Foreclosure Counseling Assistance Program » Blog Archive » Thirty Cents On the Dollar Fri, 09 Apr 2010 22:29:15 +0000 http://www.thhf.org/blog/?p=50#comment-3080 [...] Foreclosure Workshops · Weekly Newsletters · Foundation Counselor Team · Foreclosure Counseling Assistance · Foreclosure Prevention Act of [...] [...] Foreclosure Workshops · Weekly Newsletters · Foundation Counselor Team · Foreclosure Counseling Assistance · Foreclosure Prevention Act of [...]

]]> Comment on Erika Echevestre – Regional Director by admin http://www.thhf.org/blog/erika-echevestre/comment-page-1/#comment-2963 admin Wed, 20 Jan 2010 23:53:59 +0000 http://www.thhf.org/blog/?p=169#comment-2963 Kissimmee FL, 34758 In regards to Erika Echevestre, Erika has helped Esther Bennett of the above address stop foreclosure on said property. I would highly recommend Erika based on the job that she has done for me. She is skillful, knowledgeable and responds quickly to any kind of problem. She is also an honest, respected and lovable member of the community. Erika has completed all transactions for my loan modification in 2.5 months. I would highly recommend Erika Echevestre as a top counselor for The Helping Hands Foundation. Sincerely, Esther Bennett Kissimmee FL, 34758

In regards to Erika Echevestre, Erika has helped Esther Bennett of the above address stop foreclosure on said property. I would highly recommend Erika based on the job that she has done for me. She is skillful, knowledgeable and responds quickly to any kind of problem. She is also an honest, respected and lovable member of the community.

Erika has completed all transactions for my loan modification in 2.5 months.

I would highly recommend Erika Echevestre as a top counselor for The Helping Hands Foundation.

Sincerely,

Esther Bennett

]]> Comment on Helpful Hands Foundation: Foreclosure Prevention Workshop by admin http://www.thhf.org/blog/helpful-hands-foundation-foreclosure-prevention-workshop/comment-page-1/#comment-2943 admin Thu, 07 Jan 2010 02:42:25 +0000 http://www.thhf.org/blog/?p=4917#comment-2943 message: THHF Foreclosure Prevention Program was introduced to the Ybor City community at their local library yesterday.ThhF field counselors were present at the library passing brochures and educating the homeowners on how to save their home. Great job team! Lets keep moving forward helping "one hand at a time" GO TEAM! message: THHF Foreclosure Prevention Program was introduced to the Ybor City community at their local library yesterday.ThhF field counselors were present at the library passing brochures and educating the homeowners on how to save their home. Great job team! Lets keep moving forward helping “one hand at a time” GO TEAM!

]]> Comment on Field Counselor Opportunity Workshop by Anonymous http://www.thhf.org/blog/field-counselor-opportunity-workshop/comment-page-1/#comment-2906 Anonymous Tue, 22 Dec 2009 23:43:27 +0000 http://www.thhf.org/blog/?p=5063#comment-2906 The crowd was excited about learning tips on how to avoid foreclosure and the work program with the Helpful Hands Foundation. My guests were the founders George and Daisy, who dazzled the crowd with array of knowledge in the different services available. Also, Ericka, was present sharing her experience as a field counselor and mitigator. Another successful outcome in helping one hand at a time. The crowd was excited about learning tips on how to avoid foreclosure and the work program with the Helpful Hands Foundation. My guests were the founders George and Daisy, who dazzled the crowd with array of knowledge in the different services available. Also, Ericka, was present sharing her experience as a field counselor and mitigator. Another successful outcome in helping one hand at a time.

]]> Comment on Helpful Hands Foundation joins Toys for Tykes by admin http://www.thhf.org/blog/helpful-hands-foundation-joins-toys-for-tykes/comment-page-1/#comment-2898 admin Mon, 21 Dec 2009 19:27:40 +0000 http://www.thhf.org/blog/?p=5035#comment-2898 Dec 19,2009- Approximately 200 people attended the Toys for Tykes event giving away free toys to children in the neighborhood. The field counselors volunteered from the Helpful Hands Foundation distributing toys and introducing the crowd to THHF services. These field counselors took over 100 names and numbers of people that were in need of assistance for the loss mitigation service or the job program. The Helpful Hands Foundation staff continues to educate and service the community by helping one hand at a time. Dec 19,2009-

Approximately 200 people attended the Toys for Tykes event giving away free toys to children in the neighborhood.

The field counselors volunteered from the Helpful Hands Foundation distributing toys and introducing the crowd to THHF services.

These field counselors took over 100 names and numbers of people that were in need of assistance for the loss mitigation service or the job program.

The Helpful Hands Foundation staff continues to educate and service the community by helping one hand at a time.

]]> Comment on Erika Echevestre – Regional Director by admin http://www.thhf.org/blog/erika-echevestre/comment-page-1/#comment-2879 admin Thu, 03 Dec 2009 13:44:51 +0000 http://www.thhf.org/blog/?p=169#comment-2879 CITI BANK Loan Modification Workout in Florida 11/30/2009 Lender: CITI BANK (sold to Chase) – (we’ve been working with this homeowners’ case since December 2008) Previous Interest Rate: 9.875% Previous Monthly Payment: $1,233.42 New Payment: $833.05 (with escrows) CITI BANK Loan Modification Workout in Florida 11/30/2009

Lender: CITI BANK (sold to Chase) – (we’ve been working with this homeowners’ case since December 2008)

Previous Interest Rate: 9.875%
Previous Monthly Payment: $1,233.42

New Payment: $833.05 (with escrows)

]]> Comment on Erika Echevestre – Regional Director by admin http://www.thhf.org/blog/erika-echevestre/comment-page-1/#comment-2834 admin Fri, 09 Oct 2009 20:53:40 +0000 http://www.thhf.org/blog/?p=169#comment-2834 INDYMAC Loan Modification Workout in Florida 09/25/2009 Lender: INDYMAC Previous Monthly Payment: $1,258.80 Previous Interest Rate: 6.875% Arrears: 3 months behind – ARREARS: 3,881.50 New Monthly Payment: $ 468.92 New Interest Rate: 3.00% (Home owner is VERY Happy!) <a href="http://www.thhf.org/blog/testimonials/" rel="nofollow">Testimonials</a> INDYMAC Loan Modification Workout in Florida 09/25/2009

Lender: INDYMAC

Previous Monthly Payment: $1,258.80

Previous Interest Rate: 6.875%

Arrears: 3 months behind – ARREARS: 3,881.50

New Monthly Payment: $ 468.92

New Interest Rate: 3.00%

(Home owner is VERY Happy!)

Testimonials

]]> Comment on Mortgage Loan Audit Analysis by admin http://www.thhf.org/blog/mortgage-loan-audit-analysis/comment-page-1/#comment-2563 admin Wed, 02 Sep 2009 21:21:37 +0000 http://www.thhf.org/blog/?p=4112#comment-2563 Truth In Lending Act Regulation Z (TILA) The Truth in Lending Act (TILA), Title I of the Consumer Credit Protection Act, is aimed at promoting the informed use of consumer credit by requiring disclosures about its terms and costs. In general, this regulation applies to each individual or business that offers or extends credit when the credit is offered or extended to consumers; the credit is subject to a finance charge or is payable by a written agreement in more than four installments; the credit is primarily for personal, family or household purposes; and the loan balance equals or exceeds $25,000.00 or is secured by an interest in real property or a dwelling. TILA is intended to enable the customer to compare the cost of a cash versus credit transaction and the difference in the cost of credit among different lenders. Truth In Lending Act Regulation Z (TILA)

The Truth in Lending Act (TILA), Title I of the Consumer Credit Protection Act, is aimed at promoting the informed use of consumer credit by requiring disclosures about its terms and costs. In general, this regulation applies to each individual or business that offers or extends credit when the credit is offered or extended to consumers; the credit is subject to a finance charge or is payable by a written agreement in more than four installments; the credit is primarily for personal, family or household purposes; and the loan balance equals or exceeds $25,000.00 or is secured by an interest in real property or a dwelling.

TILA is intended to enable the customer to compare the cost of a cash versus credit transaction and the difference in the cost of credit among different lenders.

]]> Comment on Mortgage Loan Audit Analysis by admin http://www.thhf.org/blog/mortgage-loan-audit-analysis/comment-page-1/#comment-2562 admin Wed, 02 Sep 2009 21:19:10 +0000 http://www.thhf.org/blog/?p=4112#comment-2562 Home Mortgage Disclosure Act Regulation C (HMDA) The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1974 and implemented by the Federal Reserve Board as Regulation C. The regulation was promulgated by concerns that there were credit shortages in certain urban neighborhoods. The one purpose for this regulation is to provide the public with information regarding financial institutions' record of assisting in the credit needs of the neighborhoods and communities in which they are located. The regulation through the various amendments requires lending institutions to collect and disclose data regarding the applicants and their characteristics. The HMDA regulation thereby allows for the public to determine possible discriminatory lending patterns and assists in enforcing anti-discriminatory statutes. Home Mortgage Disclosure Act Regulation C (HMDA)

The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1974 and implemented by the Federal Reserve Board as Regulation C. The regulation was promulgated by concerns that there were credit shortages in certain urban neighborhoods. The one purpose for this regulation is to provide the public with information regarding financial institutions’ record of assisting in the credit needs of the neighborhoods and communities in which they are located. The regulation through the various amendments requires lending institutions to collect and disclose data regarding the applicants and their characteristics. The HMDA regulation thereby allows for the public to determine possible discriminatory lending patterns and assists in enforcing anti-discriminatory statutes.

]]>