Mortgage Loan Audit Analysis

Sunday, August 23rd, 2009

A Mortgage Loan Audit Analysis is a comprehensive loan investigation report which will identify infractions and violations committed by your lender and/or broker when they originally funded your loan. Obtaining an audit should be the first step on your quest to successfully modify your home loan. If you are behind ...

Glossary of Terms

Sunday, January 4th, 2009

Abstract A succinct summary; (e.g. an abstract of judgment; an abstract of title, an abstract plant.) Abstract of Judgment Summary of a court judgment creating a lien against a property when filed with the county recorder. Abstract of Title The condensed history of a title to a particular parcel of ...

REAL ESTATE SETTLEMENT PROCEDURES ACT OF 1974 (RESPA)

Thursday, December 4th, 2008

Consumer Protection FILE A COMPLAINT TO (OCC) Office of the Comptroller of the Currency Consumer Complaints and Assistance ABOUT AN INSTITUTION WHO IS GOVERNED BY THE REAL ESTATE SETTLEMENT PROCEDURES ACT OF 1974 (RESPA ACT): OCC Website HERE        

Mortgage Forgiveness Debt Relief Act

Friday, October 17th, 2008

What is the Mortgage Forgiveness Debt Relief Act of 2007, now extended to 2012? Additional information from IRS of extending the program into the year 2012 with links to IRS forms and more articles with FAQ's at midway of this page. Direct Link to IRS for the Mortgage Forgiveness Debt Relief Act ...

Rescind Your Mortgage Loan and Save Your Home From Foreclosure!

Thursday, October 16th, 2008

The current mortgage crisis has brought about increased awareness of mortgage loans fraught with errors that could allow homeowners to completely rescind their mortgage loan, including those homeowners facing foreclosure. Violations of the Truth in Lending Act (Regulation Z) have proven to be very effective defenses for homeowners currently facing the ...

Thirty Cents On the Dollar

Saturday, September 27th, 2008

Bank and Real Estate Meltdown or Premeditated Business Decision As I sit here in my thinking chair, I can’t shake a familiar feeling from long time ago. Could it be? Again? Am I hallucinating or is it just too real. I have seen this before. Experienced it. Started my business in it. ...

National Foreclosure Information

Sunday, September 7th, 2008

Links to important national foreclosure news and mortgage foreclosure protection laws in the United States of America. An ever evolving process in foreclosure laws on a national scale introduced by the American Government. Florida Foreclosure Information News Links · Freddie Mac Financial Incentives · Fannie Mae Financial Incentives Information Links · HUD Forbearance Initiative · Promissory Note ...

We are NOT attorneys, if you have any questions or do not understand what you must do, you will have to research the information or consult with an attorney. We can not give you any legal advice. We are only providing sample forms for your use.