THHF Foreclosure Prevention Manual Handbook ... members only!

Glossary of Terms

Sunday, January 4th, 2009

Abstract A succinct summary; (e.g. an abstract of judgment; an abstract of title, an abstract plant.) Abstract of Judgment Summary of a court judgment creating a lien against a property when filed with the county recorder. Abstract of Title The condensed history of a title to a particular parcel of ...

REAL ESTATE SETTLEMENT PROCEDURES ACT OF 1974 (RESPA)

Thursday, December 4th, 2008

Consumer Protection FILE A COMPLAINT TO (OCC) Office of the Comptroller of the Currency Consumer Complaints and Assistance ABOUT AN INSTITUTION WHO IS GOVERNED BY THE REAL ESTATE SETTLEMENT PROCEDURES ACT OF 1974 (RESPA ACT): OCC Website HERE        

Mortgage Forgiveness Debt Relief Act

Friday, October 17th, 2008

What is the Mortgage Forgiveness Debt Relief Act of 2007? Direct Link to IRS for the Mortgage Forgiveness Debt Relief Act of 2007 The Mortgage Forgiveness Debt Relief Act of 2007 was enacted on December 20, 2007 (see News Release IR-2008-17). Generally, the Act allows exclusion of income realized as a result ...

Rescind Your Mortgage Loan and Save Your Home From Foreclosure!

Thursday, October 16th, 2008

The current mortgage crisis has brought about increased awareness of mortgage loans fraught with errors that could allow homeowners to completely rescind their mortgage loan, including those homeowners facing foreclosure. Violations of the Truth in Lending Act (Regulation Z) have proven to be very effective defenses for homeowners currently facing the ...

Thirty Cents On the Dollar

Saturday, September 27th, 2008

Bank and Real Estate Meltdown or Premeditated Business Decision As I sit here in my thinking chair, I can’t shake a familiar feeling from long time ago. Could it be? Again? Am I hallucinating or is it just too real. I have seen this before. Experienced it. Started my business in it. ...

National Foreclosure Information

Sunday, September 7th, 2008

Links to important national foreclosure news and mortgage foreclosure protection laws in the United States of America. An ever evolving process in foreclosure laws on a national scale introduced by the American Government. Florida Foreclosure Information News Links · Freddie Mac Financial Incentives · Fannie Mae Financial Incentives Information Links · Promissory Note Discovery · Rescind Your ...

Fannie Mae Increase Cash Incentives Paid to Servicers to Avoid Foreclosure

Tuesday, August 19th, 2008

July 31, 2008 Direct Link to Fannie Mae Site - Fannie Mae to Increase Cash Incentives Paid to Servicers to Avoid Foreclosure Washington, D.C. -- As part of its ongoing efforts to support borrowers facing foreclosure and promote responsible servicing practices, Fannie Mae (FNM/NYSE) announced today ...