Mortgage Loan Audit Analysis

Sunday, August 23rd, 2009

A Mortgage Loan Audit Analysis is a comprehensive loan investigation report which will identify infractions and violations committed by your lender and/or broker when they originally funded your loan. Obtaining an audit should be the first step on your quest to successfully modify your home loan. If you are behind ...

Florida Homeowner Saved from foreclosure!

Sunday, August 23rd, 2009

Thanks to the diligent work by the Helpful Hands Counselor - Regional Director Erika Echevestre another Florida homeowner is able to avoid foreclosure and obtain the mortgage relief she needed. Testimonial from Alba and her family: Gracias por su ayuda y apoyo Que Dios les bendiga y les ...

HUD – FHA SPECIAL FORBEARANCE INITIATIVE

Tuesday, April 28th, 2009

HUD - FHA SPECIAL FORBEARANCE INITIATIVE WHAT IS THE HUD SPECIAL FORBEARANCE INITIATIVE? HUD's Special Forbearance Initiative will permit lenders of Federal Housing Administration (FHA) insured mortgages to assist creditworthy borrowers who are behind in making mortgage payments because they are temporarily unemployed. Under the terms of the initiative, a lender may ...

Glossary of Terms

Sunday, January 4th, 2009

Abstract A succinct summary; (e.g. an abstract of judgment; an abstract of title, an abstract plant.) Abstract of Judgment Summary of a court judgment creating a lien against a property when filed with the county recorder. Abstract of Title The condensed history of a title to a particular parcel of ...

Mortgage Forgiveness Debt Relief Act

Friday, October 17th, 2008

What is the Mortgage Forgiveness Debt Relief Act of 2007, now extended to 2012? Additional information from IRS of extending the program into the year 2012 with links to IRS forms and more articles with FAQ's at midway of this page. Direct Link to IRS for the Mortgage Forgiveness Debt Relief Act ...

Rescind Your Mortgage Loan and Save Your Home From Foreclosure!

Thursday, October 16th, 2008

The current mortgage crisis has brought about increased awareness of mortgage loans fraught with errors that could allow homeowners to completely rescind their mortgage loan, including those homeowners facing foreclosure. Violations of the Truth in Lending Act (Regulation Z) have proven to be very effective defenses for homeowners currently facing the ...

Fight Your Foreclosure: Make Them Produce The Original Promissory Note

Saturday, October 4th, 2008

I describe below a rather typical process wherein a promissory note is NEGOTIATED and the mortgage ASSIGNED. Step 0 - Delivery of the Promissory Note to Corresponding Institution [This step may be OMITTED in the instance that a mortgage is originated by the primary mortgage servicer actually funding the loan at the ...

We are NOT attorneys, if you have any legal questions or do not understand what you must do legally, you will have to research the information or consult with an attorney. We can not give you any legal advice. We are only providing counseling and sample forms to help you to effectively deal with your bank, lender or investor of your mortgage loan.