Sunday, August 23rd, 2009
A Mortgage Loan Audit Analysis is a comprehensive loan investigation report which will identify infractions and violations committed by your lender and/or broker when they originally funded your loan.
Obtaining an audit should be the first step on your quest to successfully modify your home loan. If you are behind ...
Posted in Mortgage Loan Audit Analysis | 3 Comments »
Sunday, August 23rd, 2009
Thanks to the diligent work by the Helpful Hands Counselor - Regional Director Erika Echevestre another Florida homeowner is able to avoid foreclosure and obtain the mortgage relief she needed.
Testimonial from Alba and her family: Gracias por su ayuda y apoyo Que Dios les bendiga y les ...
Posted in Foreclosure Assistance | No Comments »
Tuesday, April 28th, 2009
HUD - FHA SPECIAL FORBEARANCE INITIATIVE
WHAT IS THE HUD SPECIAL FORBEARANCE INITIATIVE?
HUD's Special Forbearance Initiative will permit lenders of Federal Housing Administration (FHA) insured mortgages to assist creditworthy borrowers who are behind in making mortgage payments because they are temporarily unemployed. Under the terms of the initiative, a lender may ...
Posted in Foreclosure Assistance, Foreclosure Counselors, Foreclosure Education, Foreclosure Process, National Foreclosure Information | 1 Comment »
Sunday, January 4th, 2009
Abstract
A succinct summary; (e.g. an abstract of judgment; an abstract of title, an abstract plant.)
Abstract of Judgment
Summary of a court judgment creating a lien against a property when filed with the county recorder.
Abstract of Title
The condensed history of a title to a particular parcel of ...
Posted in Alabama Foreclosure Assistance, California Foreclosure Assistance, Florida Foreclosure Information, Foreclosure Assistance, Foreclosure Counselors, Foreclosure Education, Foreclosure Process, Georgia Foreclosure Assistance, Illinois Foreclosure Assistance, Louisiana Foreclosure Assistance, National Foreclosure Information, Texas Foreclosure Assistance | No Comments »
Friday, October 17th, 2008
What is the Mortgage Forgiveness Debt Relief Act of 2007, now extended to 2012?
Additional information from IRS of extending the program into the year 2012 with links to IRS forms and more articles with FAQ's at midway of this page.
Direct Link to IRS for the Mortgage Forgiveness Debt Relief Act ...
Posted in Alabama Foreclosure Assistance, Arizona Foreclosure Assistance, California Foreclosure Assistance, Connecticut Foreclosure Assistance, Florida Foreclosure Information, Foreclosure Assistance, Foreclosure Counselors, Foreclosure Education, Foreclosure Process, Georgia Foreclosure Assistance, Illinois Foreclosure Assistance, Louisiana Foreclosure Assistance, Maryland Foreclosure Assistance, National Foreclosure Information, Nevada Foreclosure Assistance, New Jersey Foreclosure Assistance, Ohio Foreclosure Assistance, Pennsylvania Foreclosure Assistance, Puerto Rico Foreclosure Assistance, South Carolina Foreclosure Assistance, Texas Foreclosure Assistance, Virginia Foreclosure Assistance | 3 Comments »
Thursday, October 16th, 2008
The current mortgage crisis has brought about increased awareness of mortgage loans fraught with errors that could allow homeowners to completely rescind their mortgage loan, including those homeowners facing foreclosure.
Violations of the Truth in Lending Act (Regulation Z) have proven to be very effective defenses for homeowners currently facing the ...
Posted in Florida Foreclosure Information, Foreclosure Assistance, Foreclosure Counselors, Foreclosure Education, Foreclosure Process, National Foreclosure Information | 3 Comments »
Saturday, October 4th, 2008
I describe below a rather typical process wherein a promissory note is NEGOTIATED and the mortgage ASSIGNED.
Step 0 - Delivery of the Promissory Note to Corresponding Institution
[This step may be OMITTED in the instance that a mortgage is originated by the primary mortgage servicer actually funding the loan at the ...
Posted in Florida Foreclosure Information, Foreclosure Assistance, Foreclosure Education, Foreclosure Process, National Foreclosure Information | 2 Comments »